Medicare Resources & FAQs
Everything you need to make informed decisions about your Medicare coverage.
Helpful Tools
Use these resources to research your options.
Medicare Plan Finder
Official Medicare.gov tool to compare plans in your area
Prescription Drug Cost Calculator
Estimate your annual drug costs with different plans
Medicare Costs Overview
Current year premiums, deductibles, and coinsurance
Medicare Plan Quality Ratings
Compare plan quality ratings from Centers for Medicare & Medicaid Services
Data from Centers for Medicare & Medicaid Services (CMS)
Enrollment Deadline Calendar
Never miss an important Medicare enrollment date
Educational Articles
In-depth guides to help you understand Medicare.
10 Common Medicare Mistakes to Avoid
Learn from others' experiences and avoid costly errors when enrolling in Medicare.
Read more →How to Choose Between Medicare Advantage and Medigap
A side-by-side comparison to help you make the right decision for your healthcare needs.
Read more →Understanding Medicare Costs: Premiums, Deductibles, and More
Break down all the costs associated with Medicare coverage.
Read more →What to Do If Your Doctor Doesn't Accept Your Plan
Options and steps to take when your preferred provider isn't in-network.
Read more →Medicare and Medicaid: Can You Have Both?
Understanding dual eligibility and how these programs work together.
Read more →Turning 65? Your Medicare Checklist
Everything you need to do before and after your 65th birthday.
Read more →Medicare in Alabama: Common Questions
Answers to questions Alabama residents frequently ask about Medicare eligibility, enrollment, and coverage.
Frequently Asked Questions
Quick answers to common Medicare questions.
Medicare Glossary
Common Medicare terms explained simply.
Coinsurance
Your share of the costs of a covered healthcare service, calculated as a percentage of the allowed amount.
Copayment
A fixed amount you pay for a covered healthcare service after you've paid your deductible.
Deductible
The amount you pay for covered healthcare services before your insurance plan starts to pay.
Donut Hole
A coverage gap in Medicare Part D where you pay a higher percentage of prescription drug costs after reaching an initial spending limit.
Formulary
A list of prescription drugs covered by a Part D or Medicare Advantage plan.
Maximum Out-of-Pocket (MOOP)
The most you have to pay for covered services in a plan year. After reaching this amount, the plan pays 100%.
Network
The doctors, hospitals, and other healthcare providers contracted with a plan to provide services.
Premium
The amount you pay monthly for your Medicare coverage.
Prior Authorization
Approval from a health plan required before you get a service or prescription for the plan to cover it.